'So we're looking at next year seeing the five-year resets from the boom sales,'Patsch said. 'A lot of times the people's properties have gone down in value so much that they can't refinance out of those adjustable (rate mortgages).'? ...... I'm inspired to pound on Ireland a little in retaliation, but i see these are just some dumb kids from Irish Public Radio on vacation. Reply to this comment. Comment by palmetto. 2009-08-07 14:05:02. ?It is unbelievable,? reporter ...